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HOW TO CHECK IF A CAR HAS A BRANDED TITLE IN FLORIDA

Use the Florida DHSMV WebsiteFlorida’s Department of Highway Safety and Motor Vehicles (FLHSMV) keeps an official database you can search.Steps:1. Go to: https://www.flhsmv.gov2. Select “Motor Vehicles” → “Vehicle Information Check.”3. Enter the Vehicle Identification Number...

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BRANDED AUTOMOBILE TITLES

A branded title on an automobile refers to a vehicle title that has been permanently marked by a state’s Department of Motor Vehicles (DMV) (or equivalent agency) to indicate that the car has experienced significant...

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AUTO LOAN DEFAULTS: CRISIS-LEVEL SURGE

• Total auto loan debt in the U.S. has hit a staggering $1.66 trillion, a record high.• Delinquencies and repossessions are surging, especially among subprime borrowers, whose delinquency rates have surpassed even those seen during...

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WHY MEDIATION WORKS–ESPECIALLY IN MIAMI

Resolving Conflicts with Compassion: The Miami AdvantageIn a city as vibrant and diverse as Miami, conflict is inevitable—but resolution doesn’t have to be painful. Mediation offers a path forward that’s private, respectful, and tailored to...

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AVOIDING NEGATIVE EQUITY IN AUTOMOTIVE PURCHASES

Avoiding negative equity in automotive purchases—where you owe more on your car loan than the vehicle is worth—requires strategic planning before and during ownership. Here’s how to stay ahead of the curve:Before You Buy: Smart...

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THE FLORIDA CONSUMER COLLECTION PRACTICES ACT (FCCPA)

The Florida Consumer Collection Practices Act (FCCPA) protects consumers from harassing, deceptive, or abusive debt collection practices. One key area that often causes confusion is the difference between phone calls and emails—and the specific time...

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